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Mortgage Center

Lori Gaskins

Senior Lending Specialist

NMLS #: 526164
Office 5088410547
Fax 5088410547
714 Main Street
Shrewsbury, MA 01545
Business Hours: Monday through Friday from 8:00-4:30

Lori Gaskins has been in the mortgage industry since 1990 and with Central One since 2002.  Her dedication and care has helped many homebuyers secure their mortgages whether it be a First Time Home buyer purchasing their first home or a retired couple purchasing a retirement home. Since 2016 Lori has been recognized as one of the top loan originators in Central Mass by Banker and Tradesman. Originally from Oklahoma, Lori moved to Massachusetts when her husband retired from the Air Force in 2001.  Lori and her family currently reside in Central Mass.

How can I help you?


I am happy to help you with all of your mortgage needs whether it be a new purchase, a refinance, a construction loan or a Reverse Mortgage.

The mortgage process can be somewhat stressful and I'll be here to walk you through it -  from the time the application is taken to the day of closing.

Give me a call and let's talk about the mortgage program that works for you!


Close on your mortgage quickly.


Your mortgage can be approved in minutes, rather than days or weeks!


Shop with confidence…apply for your free pre-qualification!


Know what you can afford.  A pre-qualification letter from Central One gives you the peace of mind knowing you can afford the ideal home within your budget.


Pick the mortgage program that works best for you.


We offer a variety of loan options to choose from including: First Time Home Buyer, Fixed and Adjustable Rate, Jumbo, Veteran and First Responder discounts.  Let me help you navigate through the available options.  Please feel free to reach me by phone or email.


Today's Rates

30 Year Fixed Rate
 Rate  APR  Points
 6.500%  6.516%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 6.000%  6.026%  0.000%
12 Year Fixed Rate
 Rate  APR  Points
 6.000%  6.031%  0.000%
7 Year Fixed Rate
 Rate  APR  Points
 5.750%  5.800%  0.000%
10/5 ADJUSTABLE RATE
 Rate  APR  Points
 5.990%  5.879%  0.000%
5/1 Year Adjustable Rate
 Rate  APR  Points
 5.740%  5.990%  0.000%
3/3 Adjustable Rate Mortgage
 Rate  APR  Points
 5.490%  5.606%  0.000%

Personalized Quote


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